This paper highlights the impact of financial inclusion on individuals’ borrowing and saving decisions in the United States and the United Arab Emirates. It does so, using data from the 2014 Global Financial Inclusion database, and an empirical strategy consisting of first testing the significance of the joint bivariate model over its binary conterparts using the Lagrange multiplier test, followed by a contrast between the fully-parametric and semi-parametric specifications of the saving and borrowing equations. Based on model performance measures, the semi-parametric bivariate probit specification is identified as a better framework for describing the two processes of saving and borrowing, with a correlation coefficient of 12.3%. Although no significant difference exists between UAE and US residents in borrowing behavior, we find that US residents are 31.4% more likely to save than their UAE counterparts. In addition, and in line with the Permanent Income Hypothesis, the results reveal the absence of an income based saving or borrowing gradient in the two countries. Conversely, we found the prevalence of a gender based saving (12.4%) and borrowing (13.8%) inequality in favor of the male gender. Furthermore, access to a bank account and a debit card, companies policy of direct wage and salary transfer, and government transfer programs with direct deposit options are all financial inclusion strategies that are found to significantly raise the likelihood of saving and borrowing. As such, companies with payroll practices based on cash or physical paycheck issuing, especially in the US, should revise such policy to create more financial inclusion, and thereby more saving potential which in turn would contribute to further borrowing, investment and growth of the national economy.

Introduction: Elevated albuminuria is an important outcome of diabetic complications and metabolic syndrome (MetS), the complex metabolic abnormalities manifested as glucose intolerance, hypertension, and dyslipidemia and enlarged waist circumference. These coexisting cardio-metabolic abnormalities are also associated with oxidative stress and low grade inflammation. Vitamin C (vitC) has long been recognized as hydrophilic antioxidant and blocker of oxidative stress which also has a protective role of MetS and kidney disease. Objective: The aim of this study was to identify the predictive effect of vitC deficiency on kidney disease among patients who developed metabolic syndrome. Method and procedures: To meet this objective, the National Health and Nutrition Examination Survey (NHANES) 2007-2008 data were used. NHANES represents the civilian, non-institutionalized US population data implemented for continuous system of monitoring health, nutritional status and well-being in the US. The predictive power of MetS on AU and vitC deficiency (vitC < 0.25 mg/dl) as effect modifier was assessed with binary logistic regression. Age, gender, race and BMI were used as covariates. Results: Among the respondents, 1.9% of the US population had risk of kidney damage, whereas 14.5 % of respondents had MetS. MetS was significantly positively correlated with AU (p < 0.01). Higher elevation of albuminuria creatinine ratio (ACR) was found in participants with VCD. The regression models developed in this study showed that the severity of kidney disease measured by ACR was increased among individuals who developed both VCD and MetS compared with individuals who developed MetS only (AOR=5.53; 95% CI: 2.73, 11.21). Increasing age and being African-American in race were independently associated with elevated AU. Conclusion: Specific considerations tailored to metabolic syndrome, vitamin C and kidney diseases measured by ACR screening and monitoring mechanisms at the community level is critical to tackle further medical complications. Moreover, the role of VitC fortified foods on prevention of kidney diseases among patients with MetS warrant further investigation.

Introduction: Elevated albuminuria is an important outcome of diabetic complications and metabolic syndrome (MetS), the complex metabolic abnormalities manifested as glucose intolerance, hypertension, and dyslipidemia and enlarged waist circumference. These coexisting cardio-metabolic abnormalities are also associated with oxidative stress and low grade inflammation. Vitamin C (vitC) has long been recognized as hydrophilic antioxidant and blocker of oxidative stress which also has a protective role of MetS and kidney disease. Objective: The aim of this study was to identify the predictive effect of vitC deficiency on kidney disease among patients who developed metabolic syndrome. Method and procedures: To meet this objective, the National Health and Nutrition Examination Survey (NHANES) 2007-2008 data were used. NHANES represents the civilian, non-institutionalized US population data implemented for continuous system of monitoring health, nutritional status and well-being in the US. The predictive power of MetS on AU and vitC deficiency (vitC < 0.25 mg/dl) as effect modifier was assessed with binary logistic regression. Age, gender, race and BMI were used as covariates. Results: Among the respondents, 1.9% of the US population had risk of kidney damage, whereas 14.5 % of respondents had MetS. MetS was significantly positively correlated with AU (p < 0.01). Higher elevation of albuminuria creatinine ratio (ACR) was found in participants with VCD. The regression models developed in this study showed that the severity of kidney disease measured by ACR was increased among individuals who developed both VCD and MetS compared with individuals who developed MetS only (AOR=5.53; 95% CI: 2.73, 11.21). Increasing age and being African-American in race were independently associated with elevated AU. Conclusion: Specific considerations tailored to metabolic syndrome, vitamin C and kidney diseases measured by ACR screening and monitoring mechanisms at the community level is critical to tackle further medical complications. Moreover, the role of VitC fortified foods on prevention of kidney diseases among patients with MetS warrant further investigation.

Soil moisture plays a key role in the Earth’s water and carbon cycles, but acquisition of continuous (i.e., gap-free) soil moisture measurements across large regions is a challenging task due to limitations of currently available point measurements. Satellites offer critical information for soil moisture over large areas on a regular basis (e.g., ESA CCI, NASA SMAP), however, there are regions where satellite-derived soil moisture cannot be estimated because of certain circumstances such as high canopy density, frozen soil, or extreme dry conditions. We compared and tested two approaches--Ordinary Kriging (OK) interpolation and General Linear Models (GLM)--to model soil moisture and fill spatial data gaps from the European Space Agency Climate Change Initiative (ESA CCI) version 3.2 (and compared them with version 4.4) from January 2000 to September 2012, over a region of 465,777 km² across the Midwest of the USA. We tested our proposed methods to fill gaps in the original ESA CCI product, and two data subsets, removing 25% and 50% of the initially available valid pixels. We found a significant correlation coefficient (r = 0.523, RMSE = 0.092 m³m^-3) between the original satellite-derived soil moisture product with ground-truth data from the North American Soil Moisture Database (NASMD). Predicted soil moisture using OK also had significant correlation coefficients with NASMD data, when using 100% (r = 0.522, RMSE = 0.092 m³m^-3), 75% (r = 0.526, RMSE = 0.092 m³m^-3) and 50% (r = 0.53, RMSE = 0.092 m³m^-3) of available valid pixels for each month of the study period. GLM had lower but significant correlation coefficients with NASMD data (average r = 0.478, RMSE = 0.092 m³m^-3) when using the same subsets of available data (i.e., 100%, 75%, 50%). Our results provide support for OK as a technique to gap-fill spatial missing values of satellite-derived soil moisture products across the Midwest of the USA.

The uniqueness of each system stems from the fact that the risks of disasters are specific and that their presence and manifestation are not universal and the same for every country. Just as no country is the same in all other segments, their disaster risk management systems are unequal. The paper describes the systems in four different countries, through observation and comparison of four areas of activity that are implemented in dealing with disasters. First of all, in the paper, the legal basis and institutional frameworks on which these systems rest in each of the countries were considered – starting from the international level and guidelines given at international conferences, to all by-laws and local disaster activity plans. It was considered how each of the states implements risk mitigation activities and how it increases preparedness for them. When the system recognizes risks, their probability and the frequency of their occurrence, activities are planned to prepare the country and every individual in it for a potentially unwanted event. Differences in the ways of mitigating risks and preparing all elements of the system and protected values for disasters are presented. The third element of action in the event of disasters concerns the response. In this segment, questions are raised regarding institutional solutions in the system, division of responsibilities, the priority of response and mobilization of resources at all levels. The last phase, the one that occurs after the disaster, and that is the recovery from it, depends on the reaction. In the paper, it was discussed how in the end, when a disaster occurs and when damage to the population, environment, material and other goods occurred, how each of the states implements reconstruction, i.e. how it recovers - whether that recovery was previously well planned or whether ad hoc solutions are applied.

The purpose is to verify trends of scientific production from 2010 to 2020, considering the best universities of the United States, China, the European Union (EU) and private companies. The top 30 universities in 2020 in China, the EU, and the US and private companies were selected from the SCImago institutions ranking (SIR). The positions in 2020, 2015, 2010 in SIR and three sub-indicators were analyzed by means of non-parametric statistics, taking into consideration the effect of time and group on rankings. American and European Union universities have lost positions to Chinese universities and even more to private companies, which have improved. In 2020, private companies have surpassed all other groups considering Innovation as sub-indicator. The loss of leadership of European and partly American universities mainly concerns research linked to the production of patents. This can lead to future risks of monopoly that may elude public control and cause a possible loss of importance of research not linked to innovation.

In China, there is an increasing need for greater genetic diversity in maize (Zea mays L.) germplasm and hybrids appropriate for mechanical harvesting. In order to test and distinguish American maize inbred lines with exceptional combining ability, four Chinese maize inbred lines (Chang7-2, Zheng 58, four-144 and four-287) were used to judge the combining ability and heterosis of 16 USA inbred lines by a NCII genetic mating method. The results showed that among the American inbred lines, 6M502A, LH208, NL001, LH212Ht, PHW51, FBLA and LH181 expressed good GCA for yield characteristics; while RS710, PHP76, FBLA, and PHJ89 showed excellent GCA for machine harvesting characteristics. Five hybrids (NL001 × Chang7-2, LH212Ht × Chang7-2, FBLA × four-144, LH181 × four-287, PHK93 × four-287) had better SCA values for yield characteristics, at 1.69, 1.07, 1.48, 1.84 and 1.05, respectively; while NL001 × Chang 7-2, 6M502A × Chang7-2, LH212Ht × Chang7-2, LH181 × four-287, PHW51 × Chang7-2 had better TCA values for yield characteristics, at 3.03, 2.80, 2.41, 2.19 and 1.91, respectively; NL001 × Chang7-2, 6M502A × Chang7-2, LH212Ht × Chang7-2, LH181 × four-287, PHW51 × Chang7-2 showed excellent Control Heterosis values, with 21.48%, 19.64%, 15.93%, 14.05% and 11.60% increases, respectively, compared to the check and potential for future utilization in Inner Mongolian corn production.

Wildfires have impacted thousands of acres of forests in Arizona and New Mexico in recent years. The extensive damage has been partially attributed to the current forest condition where many once open stands now consist of dense stands of younger, unhealthy trees and buildups of forest fuels. In Arizona, land managers and community organizations developed the Four Forests Restoration Initiative (4FRI) to attempt to rectify the situation by thinning the forest while protecting wildlife and watershed resources. Integrated resource information and research are particularly important today with society’s increased demands for high quality water, healthy forests, sound fire management, and viable wildlife populations. However, many managers are not familiar with previous integrated watershed research in the Southwest that could provide a strong basis for current management decisions or as a basis for future research. New and modified prescriptions to manage the Southwest’s forest resources are vital to answer the threats of wildfires and insect infestations. Integrated forest resource management is necessary to meet the diverse needs of society and the land. The 4FRI plan raised many questions about the effects of silvicultural prescriptions on tree, wildlife, and water resources. The Beaver Creek, Thomas Creek, and Castle Creek watershed experiments all had goals of evaluating integrated resource management options and of providing managers and scientists with useful management information. Much of the knowledge gained in these programs can provide forest managers with a better, more holistic basis for future integrated management of the Southwest USA’s forests and woodlands. This paper reviews research on three watershed areas in Arizona where integrated resource management was successful.

International trade has been one of the most significant economic activities among countries, and its contributions towards a country’s economic growth and sustainable development have been acknowledged. In recent times, international trade and global trade networks have received preeminent attention due to the sharp growth in trade volumes and its contributions to poverty reduction and general welfare. Despite the growth in global trade volumes, there are worrying concerns about the unprecedented changes in international trade patterns and growing imbalances in trade in recent times. Whereas China’s trade volumes have more than tripled over the last decades and have maintained the largest trade surplus spot ahead of Germany, other major trade surplus countries such as Japan, the USA, etc. have become trade deficit countries with their trade volumes increasing at a much slower pace. In view of the growing imbalances in global trade volumes, we use an augmented gravity model of trade that incorporates social network measurement, the real effective exchange rate which is a measurement of international competitiveness, as well as the Linder theory of trade, to investigate the factors that determine the export performance of countries. Using data from 51 countries for 41 years, our results indicate that the GDP of both the home country and the partner country affects the home country’s exports positively. Similarly, the real effective exchange rate REER, trade openness OPEN and dummy variables BORDER, ENGLISH, and EU have produced positive and statistically significant coefficient estimates, and these are in line with our theoretical expectations.

This is a study of Political Economy on religion and migration management in the United States of America (USA). This paper offers a review of migrants-citizens relations in the USA, with attention to the pendulum effect, moving from integration policies (open doors and melting pot agenda) to official persecution (raids and deportations), with a high social opportunity cost. There has been a split between the State and civil society, causing civil disobedience and sanctuary network across the country. Also, it is paid attention to the American post-modern paradox, as a result of culture wars and identity politics that imply a violation of American constitutional principles (i.e. religious liberty, freedom of movement, to pursuit the happiness). Special attention is paid to the development of the Sanctuary Movement, as an ongoing example of the sociocultural upheaval bringing grassroots society into confrontation with powerful elites by promoting resistance and offering help to the needy, even if this results in sanctions. This movement was revitalized after the values crisis of 2008, but it has also been polarized between those who follow the traditional approach to socio-religious action in the form of peaceful civil disobedience, and those who follow the ideological anti-system and communitarian approach, which causes greater tension for the immigrants themselves