This preprint presents a foundational theory that reinterprets quantum mechanics not as a description of fundamental physical reality, but as the emergent statistical signature of a universal information-processing architecture. We introduce and formally define the Ze (Zero-point entropy) system—an active predictive engine that operates through a mandatory cycle of forward prediction and retrograde inference. The system's core axiom is that the retrograde encoding process, essential for reconciling past models with present evidence, necessitates a complete cessation of the forward information flow. From this single architectural constraint, we mathematically derive phenomena isomorphic to quantum superposition, interference, and wavefunction collapse. Superposition corresponds to a dynamical equilibrium of multiple predictive hypotheses; collapse is a structured, non-fundamental process triggered when hypothesis divergence exceeds a system-specific stability threshold; and interference arises from the coherent blending of compatible hypotheses. The framework positions quantum behavior as an epistemic property of any system performing active inference under this architectural constraint, bridging domains from particle physics to cognitive neuroscience. We present novel, falsifiable predictions and propose that quantum theory describes the dynamics of a universal class of predictive engines, not a microscopic realm of reality.