High-fidelity 4D reconstruction of dynamic scenes is pivotal for immersive simulation yet remains challenging due to the photometric inconsistencies inherent in multi-view sensor arrays. Standard 3D Gaussian Splatting (3DGS) strictly adheres to the brightness constancy assumption, failing to distinguish between intrinsic scene radiance and transient brightness shifts caused by independent auto-exposure (AE), auto-white-balance (AWB), and non-linear ISP processing. This misalignment often forces the optimization process to compensate for spectral discrepancies through incorrect geometric deformation, resulting in severe temporal flickering and spatial floating artifacts.To address these limitations, we present Lumina-4DGS, a robust framework that harmonizes spatiotemporal geometry modeling with a hierarchical exposure compensation strategy. Our approach explicitly decouples photometric variations into two levels: a Global Exposure Affine Module that neutralizes sensor-specific AE/AWB fluctuations, and a Multi-Scale Bilateral Grid that residually corrects spatially-varying non-linearities, such as vignetting, using luminance-based guidance. Crucially, to prevent these powerful appearance modules from masking geometric flaws, we introduce a novel SSIM-Gated Optimization mechanism. This strategy dynamically gates the gradient flow to the exposure modules based on structural similarity. By ensuring that photometric enhancement is only activated when the underlying geometry is structurally reliable, we effectively prioritize geometric accuracy over photometric overfitting. Extensive experiments on challenging real-world dynamic sequences demonstrate that Lumina-4DGS significantly outperforms state-of-the-art methods, achieving photorealistic, exposure-invariant novel view synthesis while maintaining superior geometric consistency across heterogeneous camera inputs.