In this study, experimental work was carried out on reinforced concrete (RC) beams strengthened with carbon fiber reinforced polymers (CFRP) plates. This study aims to examine the effect of the reinforcement ratio on the flexural behavior of these beams and propose a new model for predicting the debonding moment. Six RC beams consisting of three control beams and three beams strengthened with CFRP plates were tested. The beams were simply supported and loaded with four-point bending. The test variable was the tensile reinforcement ratio (1%, 1.5%, and 2.5%). Analytical prediction using the fiber element method was also carried out to obtain the complete theoretical response of the beam due to flexural loads. The test results show that the reinforcement ratio affected the bending performance of RC beams with CFRP plates. Following this, the experimental data from 60 beam test results from published literature and this study were analyzed. From these data, it was found that the ratio of tensile reinforcement, the ratio of modulus of elasticity of concrete, the modulus of elasticity of the plate, and plate thickness all affect the value of debonding moment. A parametric study using fiber element and two-dimensional finite element method was also carried out to confirm the effect of these parameters on debonding failure. These parameters were then used to develop an equation to predict the debonding moment of RC beams strengthened with CFRP plates using simple statistical analysis. This analysis resulted in a simple model for predicting the debonding moment. Then the model is entered into a computer program, and the complete response of the cross-section due to debonding failure can be obtained.