Submitted:
03 July 2026
Posted:
06 July 2026
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Abstract
Keywords:
Introduction
Literature Review
Data
Methodology
Results
Discussion
Conclusion
Funding
Data Availability Statement
Conflicts of Interest
Appendix A
| VARIABLES | 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 | Country of citizenship | 1.000 | - | - | - | - | - |
| 2 | Single or couple | -0.036 | 1.000 | - | - | - | - |
| 3 | Gender | 0.008 | -0.205 | 1.000 | - | - | - |
| 4 | Age | -0.117 | -0.193 | -0.002 | 1.000 | - | - |
| 5 | Years of education | 0.027 | -0.002 | -0.060 | -0.185 | 1.000 | - |
| 6 | Self-perceived health status | 0.082 | -0.126 | 0.081 | 0.181 | -0.203 | 1.000 |
| 7 | Reporting symptoms | 0.051 | -0.033 | 0.021 | -0.054 | 0.025 | 0.050 |
| 8 | Financial distress | -0.097 | 0.182 | -0.120 | -0.005 | 0.192 | -0.269 |
| 9 | Preventive drug intake | 0.147 | -0.041 | 0.073 | -0.024 | 0.033 | 0.073 |
| 10 | Survey year | 0.015 | -0.056 | 0.014 | 0.046 | 0.007 | 0.065 |
| 11 | Out of work due to COVID-19 | 0.017 | 0.071 | -0.026 | -0.560 | 0.176 | -0.188 |
| 12 | Total household income* | -0.014 | 0.053 | -0.026 | -0.080 | 0.011 | -0.072 |
| *base for the variable Without or with income | |||||||
| VARIABLES | 7 | 8 | 9 | 10 | 11 | 12 | |
| 1 | Country of citizenship | - | - | - | - | - | - |
| 2 | Single or couple | - | - | - | - | - | - |
| 3 | Gender | - | - | - | - | - | - |
| 4 | Age | - | - | - | - | - | - |
| 5 | Years of education | - | - | - | - | - | - |
| 6 | Self-perceived health status | - | - | - | - | - | - |
| 7 | Reporting symptoms | 1.000 | - | - | - | - | - |
| 8 | Financial distress | -0.065 | 1.000 | - | - | - | - |
| 9 | Preventive drug intake | 0.089 | -0.066 | 1.000 | - | - | - |
| 10 | Survey year | -0.003 | -0.023 | 0.086 | 1.000 | - | - |
| 11 | Out of work due to COVID-19 | 0.042 | 0.031 | 0.030 | 0.091 | 1.000 | - |
| 12 | Total household income* | 0.011 | 0.003 | -0.071 | -0.897 | -0.034 | 1.000 |
| *base for the variable Without or with income. | |||||||
| VARIABLES | (1) | (2) |
| Reporting symptoms: No symptoms (base) | ||
| Symptoms | 3.384*** | 2.172*** |
| (1.354) | (0.403) | |
| Relationship status: Single (base) | ||
| Couple | 0.000 | 0.968 |
| (0.003) | (0.170) | |
| Gender: Male (base) | ||
| Female | - | 1.671*** |
| (0.305) | ||
| Age | 3.712*** | 0.986 |
| (1.861) | (0.012) | |
| Years of education | - | 1.058*** |
| (0.022) | ||
| Out of work: Not applicable(base) | ||
| Not out of work | 0.347** | 0.900 |
| (0.167) | (0.185) | |
| Out of work | 0.240 | 1.840* |
| (0.254) | (0.603) | |
| Income: Without income (base) | ||
| With income | 1.027 | 0.417*** |
| (0.566) | (0.067) | |
| Financial distress: With great difficulty (base) | ||
| With some difficulty | 0.547 | 1.131 |
| (0.462) | (0.495) | |
| Fairly easily | 0.351 | 0.974 |
| (0.300) | (0.413) | |
| Easily | 0.195* | 0.772 |
| (0.184) | (0.335) | |
| Health status: Excellent (base) | ||
| Very good | 1.841 | 2.546** |
| (1.740) | (1.017) | |
| Good | 1.311 | 2.865*** |
| (1.312) | (1.107) | |
| Fair | 1.129 | 2.994*** |
| (1.205) | (1.224) | |
| Poor | 0.948 | 2.857** |
| (1.124) | (1.427) | |
| Germany (base) | ||
| Sweden | - | 1.017 |
| (0.639) | ||
| Netherlands | - | 1.806 |
| (1.223) | ||
| Spain | - | 2.472 |
| (1.549) | ||
| Italy | - | 1.991 |
| (1.214) | ||
| France | - | 1.591 |
| (0.925) | ||
| Denmark | - | 1.251 |
| (0.823) | ||
| Switzerland | - | 3.204** |
| (1.894) | ||
| Belgium | - | 3.172** |
| (1.705) | ||
| Czech Republic | - | 28.551*** |
| (18.508) | ||
| Luxembourg | - | 0.822 |
| (0.590) | ||
| Portugal | - | 3.224 |
| (2.420) | ||
| Slovenia | - | 4.308** |
| (2.796) | ||
| Estonia | - | 27.121*** |
| (16.134) | ||
| Finland | - | 2.784 |
| (1.872) | ||
| Constant | - | 0.006*** |
| (0.007) | ||
| Observations | 342 | 4,642 |
| Number of respondents | 171 | 3,107 |
| Panel structure | Yes | Yes |
| Effects | Fixed | Random |
| Calibrated longitudinal weights | No | No |
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| VARIABLES | Unique | Mean | Minimum | Maximum |
| Preventive drug intake COVID-19 | 2 | - | 0 | 1 |
| Single or couple | 2 | 0.624 | 0 | 1 |
| Gender | 2 | 1.615 | 1 | 2 |
| Out of work due to COVID-19 | 3 | - | 0 | 2 |
| Age | 56 | 69.153 | 41 | 100 |
| Years of education | 29 | 12.462 | 0 | 25 |
| Self-perceived health status | 5 | - | 1 | 5 |
| Reporting symptoms | 2 | - | 0 | 1 |
| Without or with income | 2 | - | 0 | 1 |
| Financial distress | 4 | - | 1 | 4 |
| Country of citizenship | 15 | - | 12 | 55 |
| Survey year | 2 | - | 2020 | 2022 |
| Number of observations: 4,649 for 3,111 respondents |
| VARIABLES | (1) | (2) | (3) | (4) |
| Reporting symptoms: No symptoms (base) | ||||
| Symptoms | 2.172*** | 267.126** | 79.108** | 0.663 |
| (0.399) | (626.094) | (145.841) | (2.373) | |
| Relationship status: Single (base) | ||||
| Couple | 0.968 | 0.989 | 1.010 | 0.838 |
| (0.172) | (0.200) | (0.163) | (0.286) | |
| Symptoms#Couple | - | 0.907 | 0.944 | 0.916 |
| (0.350) | (0.279) | (0.557) | ||
| Gender: Male (base) | ||||
| Female | 1.671*** | 1.873*** | 1.694*** | 1.398 |
| (0.306) | (0.390) | (0.279) | (0.471) | |
| Symptoms#Gender | - | 0.612 | 0.630 | 2.157 |
| (0.240) | (0.193) | (1.208) | ||
| Age | 0.986 | 0.996 | 0.996 | 0.991 |
| (0.012) | (0.013) | (0.011) | (0.028) | |
| Symptoms#Age | - | 0.949** | 0.964* | 0.958 |
| (0.024) | (0.019) | (0.038) | ||
| Years of education | 1.058** | 1.064** | 1.051** | 1.014 |
| (0.024) | (0.028) | (0.023) | (0.050) | |
| Symptoms#Years of education | - | 0.980 | 0.974 | 1.055 |
| (0.041) | (0.032) | (0.067) | ||
| Out of work: Not applicable(base) | ||||
| Not out of work | 0.900 | 0.938 | 0.988 | 0.730 |
| (0.187) | (0.227) | (0.190) | (0.370) | |
| Out of work | 1.840* | 2.041* | 1.778* | 1.241 |
| (0.587) | (0.774) | (0.546) | (0.767) | |
| Symptoms#Not out of work | - | 0.852 | 0.819 | 2.189 |
| (0.382) | (0.288) | (1.583) | ||
| Symptoms#Out of work | - | 0.574 | 0.572 | 0.622 |
| (0.400) | (0.302) | (0.643) | ||
| Income: Without income (base) | ||||
| With income | 0.417*** | 0.377*** | 0.923 | 0.456 |
| (0.066) | (0.069) | (0.233) | (0.239) | |
| Symptoms#With income | - | 1.710 | 1.569 | 4.543** |
| (0.659) | (0.464) | (2.930) | ||
| Financial distress: With great difficulty (base) | ||||
| With some difficulty | 1.131 | 1.227 | 1.213 | 2.298 |
| (0.503) | (0.648) | (0.503) | (1.969) | |
| Fairly easily | 0.974 | 1.216 | 1.284 | 8.799** |
| (0.422) | (0.613) | (0.502) | (8.905) | |
| Easily | 0.772 | 1.005 | 1.112 | 4.453 |
| (0.341) | (0.515) | (0.447) | (4.370) | |
| Symptoms#With some difficulty | - | 0.922 | 0.955 | 1.897 |
| (0.832) | (0.669) | (3.029) | ||
| Symptoms#Fairly easily | - | 0.582 | 0.641 | 1.238 |
| (0.511) | (0.441) | (2.060) | ||
| Symptoms#Easily | - | 0.458 | 0.548 | 0.575 |
| (0.407) | (0.380) | (0.911) | ||
| Health status: Excellent (base) | ||||
| Very good | 2.546** | 2.654** | 2.309** | 2.659 |
| (0.973) | (1.232) | (0.884) | (2.214) | |
| Good | 2.865*** | 3.199** | 2.817*** | 2.122 |
| (1.066) | (1.463) | (1.073) | (1.620) | |
| Fair | 2.994*** | 3.360** | 2.881*** | 2.794 |
| (1.178) | (1.607) | (1.146) | (2.310) | |
| Poor | 2.857** | 2.644* | 3.026** | 0.787 |
| (1.334) | (1.533) | (1.417) | (0.700) | |
| Symptoms#Very good | - | 0.843 | 0.809 | 3.387 |
| (0.744) | (0.561) | (4.097) | ||
| Symptoms#Good | - | 0.611 | 0.565 | 5.258 |
| (0.523) | (0.380) | (5.999) | ||
| Symptoms#Fair | - | 0.619 | 0.566 | 7.157 |
| (0.559) | (0.398) | (8.651) | ||
| Symptoms#Poor | - | 1.159 | 0.638 | 23.445** |
| (1.209) | (0.511) | (33.026) | ||
| 2020 (base) | ||||
| 2022 | - | - | 2.020*** | 1.377 |
| (0.476) | (0.708) | |||
| Germany (base) | ||||
| Sweden | 1.017 | 1.006 | 0.949 | 2.020 |
| (0.617) | (0.612) | (0.482) | (1.366) | |
| Netherlands | 1.806 | 1.816 | 1.597 | 2.962* |
| (1.157) | (1.171) | (0.852) | (1.931) | |
| Spain | 2.472 | 2.456 | 2.000 | 2.071 |
| (1.486) | (1.490) | (0.982) | (1.623) | |
| Italy | 1.991 | 2.037 | 1.727 | 2.337 |
| (1.150) | (1.190) | (0.827) | (1.551) | |
| France | 1.591 | 1.536 | 1.436 | 2.516 |
| (0.908) | (0.881) | (0.685) | (1.554) | |
| Denmark | 1.251 | 1.242 | 1.200 | 1.848 |
| (0.803) | (0.804) | (0.660) | (1.294) | |
| Switzerland | 3.204** | 3.142** | 2.543** | 10.510*** |
| (1.842) | (1.822) | (1.205) | (7.293) | |
| Belgium | 3.172** | 3.141** | 2.560** | 3.390** |
| (1.649) | (1.648) | (1.103) | (1.981) | |
| Czech Republic | 28.551*** | 30.027*** | 12.774*** | 13.999*** |
| (17.386) | (18.594) | (5.993) | (9.972) | |
| Luxembourg | 0.822 | 0.821 | 0.804 | 1.599 |
| (0.579) | (0.583) | (0.477) | (1.663) | |
| Portugal | 3.224* | 3.347* | 2.667* | 6.430 |
| (2.281) | (2.405) | (1.535) | (8.379) | |
| Slovenia | 4.308** | 4.225** | 3.096** | 6.155** |
| (2.685) | (2.672) | (1.565) | (4.491) | |
| Estonia | 27.121*** | 27.324*** | 11.578*** | 19.045*** |
| (15.764) | (16.060) | (5.125) | (11.164) | |
| Finland | 2.784 | 2.773 | 2.387 | 2.336 |
| (1.852) | (1.849) | (1.285) | (1.643) | |
| Constant | 0.006*** | 0.002*** | 0.004*** | 0.003** |
| (0.007) | (0.003) | (0.004) | (0.008) | |
| Observations | 4,642 | 4,642 | 4,642 | 4,585 |
| Number of respondents | 3,107 | 3,107 | - | - |
| Panel structure | Yes | Yes | No | No |
| Effects | Random | Random | - | - |
| Standard errors (in parentheses) | Robust | Robust | Cluster | Cluster |
| Calibrated longitudinal weights | No | No | No | Yes |
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