As artificial intelligence continues to advance, researchers are increasingly using machine learning algorithms to study the factors that make people more susceptible to phishing scams. Most studies in this area have taken one of two approaches: either they explore statistical associations between various factors and susceptibility, or they use complex models such as deep neural networks to predict phishing behavior. However, these approaches have limitations in terms of providing practical insights for individuals to avoid future phishing attacks and delivering personalized explanations regarding their susceptibility to phishing. In this paper, we propose a machine learning approach that leverages explainable artificial intelligence techniques to examine the influence of human and demographic factors on susceptibility to phishing attacks. Our analysis reveals that psychological factors such as impulsivity and conscientiousness, as well as appropriate online security habits, significantly affect an individual's susceptibility to phishing attacks. Furthermore, our individualized case-by-case approach offers personalized recommendations on mitigating the risk of falling prey to phishing exploits, considering the specific circumstances of each individual.

In water scarcity regions, using data-driven approaches to predict groundwater level is challenging due to limited data availability. However, these regions have substantial water needs and require cost-effective groundwater utilization strategies. In this study, we use artificial intelligence to predict groundwater levels to provide guidance for drilling shallow boreholes for subsistence irrigation. The Bilate watershed, which is located in southern Ethiopia, was selected as the study area. This is typical of areas in Africa with high demand for water and limited availability of well data. Using a non-time-series database of 75 boreholes, machine learning models including multiple linear regression, multivariate adaptive regression spline, artificial neural networks, random forest regression, and gradient boosting regression (GBR) were constructed to predict the depth to the water table. 20 independent variables were considered in the models. GBR performed the best of the approaches with an average 0.77 R-squared value on testing data. Finally, a map of predicted water levels in the Bilate watershed was created based on the best model with water levels ranging from 1.6 to 245.9 meters. With the limited set of borehole data, the results show a clear signal that can provide guidance for borehole drilling decisions for sustainable irrigation with additional implications for drinking water.