Ring-core optical fibers support guided electromagnetic fields whose energy can be localized in an annular region rather than near the fiber axis. Such structures are important for higher-order vector modes, annular guided fields, and vortex-compatible optical states. This tutorial presents a step-by-step Maxwell-based derivation of vector modes in a three-layer ring-core optical fiber consisting of an inner cladding, an annular core, and an outer cladding. The purpose is pedagogical rather than to introduce a new eigenmode theory. Starting from Maxwell’s equations in a source-free, lossless, nonmagnetic dielectric medium, we introduce time-harmonic fields, the longitudinal propagation factor exp(iβz), and the azimuthal dependence exp(ilφ). The curl equations are then written explicitly in cylindrical coordinates, yielding six coupled first-order equations for the electromagnetic field components. The system is reduced to the two longitudinal components Ez and Hz, which satisfy Bessel-type radial equations in each homogeneous layer. Regularity at the fiber axis, decay at radial infinity, and continuity of the tangential field components at the two interfaces lead to a homogeneous matrix equation Ml(β)x= 0. The characteristic condition det Ml(β)= 0 determines the allowed propagation constants and effective refractive indices of the guided vector modes. The physical meaning of β, neff, l, radial localization, and annular power confinement is discussed. Particular attention is given to the distinction between annular intensity and vortex phase: an l = 0 mode may be ring-shaped but is not a vortex mode, whereas l ≠ 0 modes possess azimuthal phase winding and are vortex-compatible. Representative numerical illustrations and supplementary code are provided to connect the analytical derivation with modal profiles, intensity maps, phase maps, and power localization in the annular core.