Disk galaxies have a typical dimension of few tens of thousands of light years. It follows from the theory of general relativity that any signal originating from the galactic center will be noticed at the outskirts of the galaxy only tens of thousands of years later. This retardation effect is absent in modelling used to calculate rotation curves throughout the entire galaxy and its external gas. The considerable differences between Newtonian action at a distance predictions and observed velocities are currently removed either by assuming dark matter or by suggesting various modifications to the laws of gravity, MOND being a long standing alternative to Newtonian gravity. In previous papers we have shown that applying general relativity in a rigorous fashion without mindlessly neglecting retardation, one can explain the radial velocities of galactic matter without modifying gravity or adding unseen matter. Moreover, it was shown that dark matter effects as they appear in gravitational lensing, the Tully-Fisher relation, and mass estimations based on the virial theorem could also be explained as retarded-gravity effects. In the original main paper on the subject only one galaxy (M33) was analysed in detail. This was later amended somewhat with a published study of eleven galaxies. Here we give a more comprehensive retardation analysis of 143 galaxies of different types from the SPARC Galaxy collection. We show that in most cases we obtain an excellent fit without postulating dark matter or modifying general relativity.