Submitted:
19 December 2025
Posted:
23 December 2025
You are already at the latest version
Abstract
Keywords:
1. Introduction
2. Data and Methods
2.1. Data Source and Study Design
- Stage 1: Stratification by region and urban/rural locality.
- Stage 2: Selection of enumeration areas (EAs) using probability proportional to population size.
- Stage 3: Random selection of households within each EA.
- Stage 4: Random selection of one adult respondent per household using the Kish grid method.
2.2. Measures
2.2.1. Dependent Variable: Difficulty Accessing Healthcare
2.2.2. Main Predictor: Residential Poverty Status
2.2.3. Control Variables
- Educational Attainment (categorical): No formal education, Primary, Secondary, Postsecondary. Education is closely linked to health literacy, system navigation skills, and awareness of entitlements.
- Employment Status (categorical): Unemployed and not looking, unemployed and looking, employed and not looking, employed and looking. Employment may influence the ability to pay, as well as the opportunity costs of time spent seeking care.
- Subjective Economic Standing (ordinal or categorical): Derived from responses about perceived adequacy of income or material well-being.
- Religious Affiliation (categorical): Includes major religious groups in the sample (e.g., Christian, Muslim, Traditional, Other). Religion may influence health behaviours, norms around medical/healthcare, and community-level support.
2.3. Analytical Strategy
- Model 0 (Baseline): Examines the bivariate association between residential poverty status and difficulty accessing healthcare, with country fixed effects.
- Model 1 (Biosocial Model): Adds controls for age and sex.
- Model 2 (Socioeconomic Model): Adds education, employment, subjective income, and religion.
2.4. Software and Reproducibility
Results
Residential Poverty and National Contexts: A Nuanced Landscape
Access to Healthcare by Residential Poverty and Demographic Attributes
Bribery and Informal Costs in Healthcare Access
Regression Analysis: Predictors of Access to Healthcare
Multivariate Regression Models

Discussion
Policy implications
Study Limitations
Conclusion
Supplementary Materials
References
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| Variable | Access to healthcare | Inferential Statistics | |
|---|---|---|---|
| No (%) | Yes (%) | ||
| Residential poverty status | Pearson chi2(7) = 510.1049 Pr = 0.000, Cramér’s V = 0.1043 | ||
| Non-Poor Urban/Semi-Urban Dweller | 54 | 46 | |
| Non-Poor Rural Dweller | 47 | 53 | |
| Minimally-Poor Urban/Semi-Urban Dweller | 42 | 58 | |
| Minimally-Poor Rural Dweller | 37.7 | 62.3 | |
| Moderately-Poor Urban/Semi-Urban Dweller | 37.4 | 62.6 | |
| Moderately-Poor Rural Dweller | 34.1 | 65.9 | |
| Highly-Poor Urban/Semi-Urban Dweller | 37.8 | 62.2 | |
| Highly-Poor Rural Dweller | 35.5 | 64.5 | |
| Gender/Sex | Pearson chi2(1) = 206.4849 Pr = 0.000, Cramér’s V = 0.0664 | ||
| Male | 42.1 | 57.9 | |
| Female | 35.6 | 64.4 | |
| Age | Pearson chi2(5) = 128.3003 Pr = 0.000, Cramér’s V = 0.0523 | ||
| 18-24 | 43.2 | 56.8 | |
| 25-34 | 38.1 | 61.9 | |
| 35-44 | 38.0 | 62.0 | |
| 45-54 | 38.1 | 61.9 | |
| 55-64 | 37.0 | 63.0 | |
| 65 and over | 33.6 | 66.4 | |
| Educational Attainment | Pearson chi2(3) = 273.2232 Pr = 0.000, Cramér’s V = 0.0763 | ||
| No formal education | 35.6 | 64.4 | |
| Primary education | 35.0 | 65.0 | |
| Secondary education | 40.7 | 59.3 | |
| Post-secondary education | 45.1 | 55.0 | |
| Religion | Pearson chi2(2) = 40.1463 Pr = 0.000, Cramér’s V = 0.0293 | ||
| Christian | 37.9 | 62.1 | |
| Muslim | 39.2 | 60.8 | |
| Others | 43.0 | 57.1 | |
| Employment Status | Pearson chi2(3) = 22.7159 Pr = 0.000, Cramér’s V = 0.0220 | ||
| No (not looking) | 38.3 | 61.7 | |
| No (looking) | 37.8 | 62.2 | |
| Yes, part time | 39.6 | 60.4 | |
| Yes, full time | 40.6 | 59.4 | |
| Variable | Payment of a bribe to access healthcare | Inferential Statistics | ||||
|---|---|---|---|---|---|---|
| Never (%) | Once or twice (%) | A few times (%) | Often (%) | Not applicable (%) | ||
| Residential poverty status | Pearson chi2(28) = 914.0231 Pr = 0.000, Cramér’s V = 0.0698 | |||||
| Non-Poor Urban/Semi-Urban Dweller | 40.4 | 3.0 | 1.6 | 1.4 | 53.6 | |
| Non-Poor Rural Dweller | 48.0 | 2.5 | 1.7 | 1.1 | 46.8 | |
| Minimally-Poor Urban/Semi-Urban Dweller | 48.0 | 5.0 | 2.7 | 1.8 | 42.4 | |
| Minimally-Poor Rural Dweller | 53.3 | 4.6 | 2.7 | 1.7 | 37.7 | |
| Moderately-Poor Urban/Semi-Urban Dweller | 48.7 | 6.4 | 4.2 | 3.3 | 37.4 | |
| Moderately-Poor Rural Dweller | 53.5 | 6.0 | 3.8 | 2.6 | 34.1 | |
| Highly-Poor Urban/Semi-Urban Dweller | 46.1 | 6.2 | 5.6 | 4.4 | 37.8 | |
| Highly-Poor Rural Dweller | 49.7 | 5.3 | 5.2 | 4.2 | 35.5 | |
| Gender/Sex | Pearson chi2(4) = 234.3382 Pr = 0.000, Cramér’s V = 0.0707 | |||||
| Male | 46.3 | 5.3 | 3.7 | 2.6 | 42.1 | |
| Female | 53.1 | 5.2 | 3.5 | 2.7 | 35.6 | |
| Age | Pearson chi2(20) = 296.7697 Pr = 0.000, Cramér’s V = 0.0398 | |||||
| 18-24 | 45.0 | 5.2 | 3.7 | 2.9 | 43.2 | |
| 25-34 | 49.0 | 6.1 | 4.0 | 2.9 | 38.1 | |
| 35-44 | 50.2 | 5.3 | 3.9 | 2.7 | 38.0 | |
| 45-54 | 51.1 | 5.0 | 3.5 | 2.3 | 38.1 | |
| 55-64 | 53.4 | 4.5 | 2.7 | 2.4 | 37.0 | |
| 65 and over | 59.6 | 3.2 | 2.1 | 1.5 | 33.6 | |
| Educational Attainment | Pearson chi2(12) = 305.2040 Pr = 0.000, Cramér’s V = 0.0466 | |||||
| No formal education | 51.7 | 5.3 | 4.3 | 3.1 | 35.6 | |
| Primary education | 52.9 | 5.5 | 3.5 | 3.0 | 35.0 | |
| Secondary education | 48.7 | 5.0 | 3.3 | 2.3 | 40.7 | |
| Post-secondary education | 44.1 | 5.2 | 3.5 | 2.2 | 45.1 | |
| Religion | Pearson chi2(8) = 109.2195 Pr = 0.000, Cramér’s V = 0.0341 | |||||
| Christian | 50.9 | 5.3 | 3.4 | 2.5 | 37.9 | |
| Muslim | 48.1 | 5.5 | 4.1 | 3.1 | 39.2 | |
| Others | 48.6 | 3.9 | 2.7 | 1.9 | 43.0 | |
| Employment Status | Pearson chi2(12) = 77.8964 Pr = 0.000, Cramér’s V = 0.0235 | |||||
| No (not looking) | 50.9 | 5.0 | 3.4 | 2.4 | 38.3 | |
| No (looking) | 49.0 | 6.0 | 4.0 | 3.3 | 37.8 | |
| Yes, part time | 48.8 | 5.3 | 3.8 | 2.5 | 39.6 | |
| Yes, full time | 48.8 | 4.9 | 3.3 | 2.4 | 40.6 | |
| Odds Ratio | SE | P-Value | 95% CI | ||
|---|---|---|---|---|---|
| Variable | |||||
| Residential poverty status (Ref: Non-Poor Urban/Semi-Urban Dweller) | |||||
| Non-Poor Rural Dweller | 1.217 | 0.051 | 0.000 | 1.121 | 1.321 |
| Minimally-Poor Urban/Semi-Urban Dweller | 1.376 | 0.042 | 0.000 | 1.295 | 1.461 |
| Minimally-Poor Rural Dweller | 1.561 | 0.048 | 0.000 | 1.470 | 1.657 |
| Moderately-Poor Urban/Semi-Urban Dweller | 1.575 | 0.049 | 0.000 | 1.481 | 1.674 |
| Moderately-Poor Rural Dweller | 1.725 | 0.051 | 0.000 | 1.627 | 1.828 |
| Highly-Poor Urban/Semi-Urban Dweller | 1.559 | 0.054 | 0.000 | 1.457 | 1.667 |
| Highly-Poor Rural Dweller | 1.660 | 0.052 | 0.000 | 1.561 | 1.764 |
| Age (Ref: 18-24 years) | |||||
| 25-34 years | 1.149 | 0.020 | 0.000 | 1.110 | 1.189 |
| 35-44 years | 1.153 | 0.022 | 0.000 | 1.111 | 1.197 |
| 45-54 years | 1.148 | 0.025 | 0.000 | 1.101 | 1.198 |
| 55-64 years | 1.185 | 0.030 | 0.000 | 1.129 | 1.245 |
| 65 and over years | 1.301 | 0.036 | 0.000 | 1.232 | 1.374 |
| Gender/Sex (Ref: Male) | |||||
| Female | 1.193 | 0.015 | 0.000 | 1.164 | 1.222 |
| Educational Attainment (Ref: No formal education) | |||||
| Primary education | 1.016 | 0.018 | 0.358 | 0.982 | 1.052 |
| Secondary education | 0.870 | 0.015 | 0.000 | 0.842 | 0.900 |
| Post-secondary education | 0.772 | 0.016 | 0.000 | 0.742 | 0.804 |
| Religion (Ref: Christian) | |||||
| Muslim | 0.967 | 0.013 | 0.011 | 0.942 | 0.992 |
| Others | 0.872 | 0.020 | 0.000 | 0.835 | 0.911 |
| Employment Status (Ref: No (not looking)) | |||||
| No (looking) | 1.015 | 0.016 | 0.334 | 0.985 | 1.046 |
| Yes, part time | 0.966 | 0.019 | 0.086 | 0.929 | 1.005 |
| Yes, full time | 0.939 | 0.016 | 0.000 | 0.909 | 0.970 |
| Model 1 (Deprivation) | Model 2 (+Biosocial Factors) | Model 3 (+Socioeconomic Factors) | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Odds Ratio | SE | P-Value | 95% CI | Odds Ratio | SE | P-Value | 95% CI | Odds Ratio | SE | P-Value | 95% CI | ||||
| Variable | |||||||||||||||
| Residential poverty status (Ref: Non-Poor Urban/Semi-Urban Dweller) | |||||||||||||||
| Non-Poor Rural Dweller | 1.217 | 0.051 | 0.000 | 1.121 | 1.321 | 1.215 | 0.051 | 0.000 | 1.120 | 1.319 | 1.185 | 0.050 | 0.000 | 1.091 | 1.288 |
| Minimally-Poor Urban/Semi-Urban Dweller | 1.376 | 0.042 | 0.000 | 1.295 | 1.461 | 1.385 | 0.043 | 0.000 | 1.304 | 1.471 | 1.361 | 0.042 | 0.000 | 1.281 | 1.446 |
| Minimally-Poor Rural Dweller | 1.561 | 0.048 | 0.000 | 1.470 | 1.657 | 1.560 | 0.048 | 0.000 | 1.469 | 1.656 | 1.492 | 0.047 | 0.000 | 1.403 | 1.586 |
| Moderately-Poor Urban/Semi-Urban Dweller | 1.575 | 0.049 | 0.000 | 1.481 | 1.674 | 1.588 | 0.050 | 0.000 | 1.494 | 1.688 | 1.548 | 0.049 | 0.000 | 1.455 | 1.647 |
| Moderately-Poor Rural Dweller | 1.725 | 0.051 | 0.000 | 1.627 | 1.828 | 1.719 | 0.051 | 0.000 | 1.622 | 1.823 | 1.637 | 0.050 | 0.000 | 1.541 | 1.738 |
| Highly-Poor Urban/Semi-Urban Dweller | 1.559 | 0.054 | 0.000 | 1.457 | 1.667 | 1.562 | 0.054 | 0.000 | 1.461 | 1.671 | 1.516 | 0.053 | 0.000 | 1.417 | 1.623 |
| Highly-Poor Rural Dweller | 1.660 | 0.052 | 0.000 | 1.561 | 1.764 | 1.650 | 0.051 | 0.000 | 1.552 | 1.754 | 1.568 | 0.051 | 0.000 | 1.472 | 1.671 |
| Age (Ref: 18-24 years) | |||||||||||||||
| 25-34 years | 1.144 | 0.020 | 0.000 | 1.105 | 1.184 | 1.142 | 0.020 | 0.000 | 1.102 | 1.183 | |||||
| 35-44 years | 1.148 | 0.022 | 0.000 | 1.106 | 1.191 | 1.134 | 0.022 | 0.000 | 1.092 | 1.178 | |||||
| 45-54 years | 1.155 | 0.025 | 0.000 | 1.107 | 1.204 | 1.135 | 0.025 | 0.000 | 1.087 | 1.185 | |||||
| 55-64 years | 1.196 | 0.030 | 0.000 | 1.139 | 1.257 | 1.175 | 0.030 | 0.000 | 1.117 | 1.236 | |||||
| 65 and over years | 1.318 | 0.037 | 0.000 | 1.248 | 1.392 | 1.296 | 0.037 | 0.000 | 1.225 | 1.371 | |||||
| Gender/Sex (Ref: Male) | |||||||||||||||
| Female | 1.200 | 0.015 | 0.000 | 1.171 | 1.229 | 1.189 | 0.015 | 0.000 | 1.160 | 1.219 | |||||
| Educational Attainment (Ref: No formal education) | |||||||||||||||
| Primary education | 1.057 | 0.019 | 0.003 | 1.019 | 1.096 | ||||||||||
| Secondary education | 0.951 | 0.018 | 0.009 | 0.916 | 0.987 | ||||||||||
| Post-secondary education | 0.878 | 0.020 | 0.000 | 0.839 | 0.918 | ||||||||||
| Religion (Ref: Christian) | |||||||||||||||
| Muslim | 0.970 | 0.013 | 0.030 | 0.944 | 0.997 | ||||||||||
| Others | 0.901 | 0.020 | 0.000 | 0.862 | 0.942 | ||||||||||
| Employment Status (Ref: No (not looking)) | |||||||||||||||
| No (looking) | 1.050 | 0.017 | 0.002 | 1.018 | 1.084 | ||||||||||
| Yes, part time | 1.029 | 0.021 | 0.160 | 0.989 | 1.071 | ||||||||||
| Yes, full time | 1.045 | 0.018 | 0.013 | 1.009 | 1.082 | ||||||||||
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