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Green Finance, Microfinance, and Gender in Tunisia: A Systematic Review Using the Business Model Canvas

Submitted:

03 December 2025

Posted:

04 December 2025

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Abstract

This research conducts a systematic review of Tunisian stakeholders' perceptions of green finance, microfinance, and gender through the lens of the Business Model Canvas (BMC). Within this framework, a systematic search was conducted until October 2024 in electronic databases and grey literature. The findings indicate a dual perception of women as both vulnerable victims and active agents in the ecological transition. The BMC analysis reveals major weaknesses in the value proposition, distribution channels, and cost structures of gendered green microfinance offerings. The study highlights the crucial role of the regulatory and institutional context in these perceptions. It proposes an updated conceptual framework for thinking about more inclusive and sustainable green microfinance models.

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Copyright: This open access article is published under a Creative Commons CC BY 4.0 license, which permit the free download, distribution, and reuse, provided that the author and preprint are cited in any reuse.
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