Preprint Article Version 1 Preserved in Portico This version is not peer-reviewed

Post Covid19 Mobile NFC Payment

Version 1 : Received: 10 March 2023 / Approved: 13 March 2023 / Online: 13 March 2023 (13:57:01 CET)

How to cite: JosephNg, P. S.; Wong, J. H.; Phan, K. Y. Post Covid19 Mobile NFC Payment. Preprints 2023, 2023030233. JosephNg, P. S.; Wong, J. H.; Phan, K. Y. Post Covid19 Mobile NFC Payment. Preprints 2023, 2023030233.


Cashless payments are so common and popular that people are gradually not taking cash out of the house. But people still need to carry some cash and a couple of debit cards, which increases the risk of people having their cash or cards lost or stolen. The mobile payment method based on scanning codes solves the problem that you don't need to carry cash or cards when you go out, but you still need to enter the APP to scan the code to complete the payment. This report proposes a POS system with NFC technology, enabling people to complete transactions with new payment methods and reducing carrying other payment tools. Therefore, this paper explores the understanding of the proposed system and improves its functionality. The project aims to facilitate quickness for users to complete transactions, that is, near-field communication, using POS systems with received signals for transactions. Data is collected via triangulated research methods from various respondents across Malaysia with statistics and analysis on the proposed solution. The contactless NFC POS solution allows users to interact with the system via smartphone host card emulation application technology to complete transactions and allow people to reduce carrying other payment tools.


NFC; non-cash; mobile payment; mobile marketing; mobile consumer


Computer Science and Mathematics, Information Systems

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