Preprint Article Version 1 Preserved in Portico This version is not peer-reviewed

Entrepreneurial Specific Characteristics and Access to Finance of SMEs in Khyber Pakhtunkhwa, Pakistan

Version 1 : Received: 23 October 2021 / Approved: 25 October 2021 / Online: 25 October 2021 (12:59:01 CEST)

How to cite: Ahmad, S.; Haqb, S.G.; Tayachi, T. Entrepreneurial Specific Characteristics and Access to Finance of SMEs in Khyber Pakhtunkhwa, Pakistan. Preprints 2021, 2021100353 (doi: 10.20944/preprints202110.0353.v1). Ahmad, S.; Haqb, S.G.; Tayachi, T. Entrepreneurial Specific Characteristics and Access to Finance of SMEs in Khyber Pakhtunkhwa, Pakistan. Preprints 2021, 2021100353 (doi: 10.20944/preprints202110.0353.v1).

Abstract

Small and medium-sized enterprises (SMEs) help and support the country in financial and business aspects and employs in the country, overcomes unemployment, and creates job opportunities in different sectors of the country. The study aims to know the entrepreneurial-specific factors like age, gender, education, experience, and skills used as predictors for access to financing of small firms in Khyber Pakhtunkhwa. The questionnaire is used for data collection, and about 204 questionnaires were distributed, of which 192 returned and analyzed through binary logistic regression. The study results reveal that age and level of education have been found significant while gender, experience and skills have insignificant with the access to finance in Khyber Pakhtunkhwa, Pakistan.

Keywords

SMEs; Access to finance; SME’s entrepreneur; Entrepreneurial characteristics

Subject

SOCIAL SCIENCES, Finance

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