Preprint Article Version 1 Preserved in Portico This version is not peer-reviewed

Connectivity and Savings Propensity among Odisha Tribals

Version 1 : Received: 1 December 2020 / Approved: 2 December 2020 / Online: 2 December 2020 (10:53:39 CET)

A peer-reviewed article of this Preprint also exists.

Viswanath, P. Connectivity and Savings Propensity among Odisha Tribals. Sustainability 2021, 13, 968. Viswanath, P. Connectivity and Savings Propensity among Odisha Tribals. Sustainability 2021, 13, 968.


Economic sustainability of rural areas is a concern given the increasing trend towards urbanization globally and in India. Self-reliant strategies, including increased savings and investment are more valuable in this regard than external interventions. This paper uses the results of a survey to examine the factors affecting saving in a rural part of Odisha populated primarily by tribals. Our tentative findings are that savings propensity is determined partly by the extent to which individuals feel connected to the broader economy, and partly by cultural factors. One implication of these findings is that connecting rural areas to other, possibly urban, locations could elicit greater saving and this could lead to greater development, employment possibilities, economic betterment and all the consequent social welfare implications. This paper relates savings propensity to new sociological population characteristics, such as perceived connectivity and food consumption patterns, and hence provides hitherto unexplored clues for policy initiatives to increase savings.


Savings Propensity; Household Finance; Development; Tribals; Connectivity; Rural; Culture; India


Business, Economics and Management, Economics

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