The digital economy is a fundamental feature of sustainability. The economic, social, and environmental dimensions of sustainability stand up for digitalization and digital transformation projects. In order to understand and practice the digital economy, the goal of our paper is to evaluate accurate variables regarding fintech scope for discussing the efficient implication of these projects. The principal component analysis is used to investigate and evaluate the sustainable digital economy indicators. An empirical case from health care services in Africa from World Bank projects discusses this challenge. Results help produce an effective understanding of how the digital economy enables facing fintech challenges in Africa.