This article is devoted to the research of existing mechanisms of liquidity management in practice of commercial banks. In addition, it presents description and grouping of theoretical approaches to the liquidity management in commercial banks. I also formulated main requirements to the mechanism of liquidity management process. Moreover, this paper show descriptive statistics on liquidity through triangle of regions, demonstrates the results of testing of analysis.

In this article, the quality of water in the reservoirs of Lake Arpi, Lake Yerevan, Akhuryan, Azat, Aparan and Kechut was estimated with usage of the Armenian Water Quality Index. It was established that in the waters of reservoirs the the maximum permissible concentration of copper, vanadium, aluminum, chromium, manganese, iron, NH4+ and NO2- regularly increases. The following computational algorithm was used for determination of the Armenian Water Quality Index values: to determine the number of cases of MPC excess of i-substance or indicator of water –n; to estimate the total amount of cases of the maximum permissible concentration (N) – N = ∑n; to computes log2N, nlog2n and ∑nlog2n; to determine geoecological syntropy (I) and entropy (H): I = ∑ nlog2n/N and H = log2N – I. Then, Geo-Ecological Evolving Organized index index was determined: G = H/I. Further, the total amount multiplicity of MAC exceedances was estimated: (M) - M=∑m and log2M was computed. Finally, Armenian Water Quality Index was obtained: AWQI = G + 0.1log2M. It was established that the Armenian Water Qquality Index showed a linear dependence on the Water Contamination Index, the Specific Combinatory Water Quality Index, the Geo-Ecological Evolving Organized index and an inverse dependence on the Canadian Water Quality Index.

Abstract: This paper presents a comprehensive analysis of links between satellite-measured vegetation vigor and climate variables in Armenian mountain grassland ecosystems in years 1984–2018. NDVI is derived from MODIS and Landsat data, temperature and precipitation data are from meteorological stations. Two study sites were selected, representing arid and semi-arid grassland vegetation types, respectively. Various trend estimators including Mann-Kendall (MK) and derivatives were combined for vegetation change analysis at different time scales. Results suggest that temperature and precipitation had negative and positive impacts on vegetation growth, respectively, in both areas. NDVI-to-precipitation correlation was significant but with an apparent time-lag effect that was further investigated. No significant general changes were observed in vegetation along the observed period. Further comparisons between results from corrected and uncorrected data led us to conclude that MODIS and Landsat data with BRDF, topographic and atmospheric corrections applied are best suited for analyzing relationships between NDVI and climatic factors for the 2000-2018 period in grassland at a very local scale, but in the absence of correction tools and information, uncorrected data can still provide meaningful results. Future refinements will include removal of anthropogenic impact, and deeper investigation of time-lag effects of climatic factors on vegetation dynamics.