@article{202008.0178,
	doi = {},
	url = {https://doi.org/},
	year = 2020,
	month = {August},
	publisher = {Preprints},
	author = {Eric Jing},
	title = {Impact of High Non-performing Loan Ratios on Bank Lending Trends and Profitability},
	journal = {Preprints}
}