@article{202311.0950,
	doi = {10.20944/preprints202311.0950.v1},
	url = {https://doi.org/10.20944/preprints202311.0950.v1},
	year = 2023,
	month = {November},
	publisher = {Preprints},
	author = {Glen Lehlohonolo Moepi and Topside Ehleketani Mathonsi},
	title = {Implementation of an Enhanced Multi-Factor Authentication Scheme with a Track and Trace Capability for Online Banking Platforms},
	journal = {Preprints}
}