Plant growth and productivity are hindered by abiotic stresses. Crop productivity and the ecosystem are suffering due to climate change and harmful farming practices. We urgently need to use environment-friendly techniques like Arbuscular Mychorriza Fungi (AMF) to improve crop productivity. It is a well-established fact that AMF are effective bio-fertilizers. It is believed that AMF injections can increase plant resilience to stressors like heat,metals, salt, drought, and extreme temperatures. AMF aids in enhancing tolerance mechanisms and safeguarding essential metabolic pathways. AMF, as natural root symbionts, give plants important inorganic nutrients, helping them grow better, produce more, and acclimatize even under stress. AMF acts as a bio-fertilizer, boosting plants’ ability to adjust to different environments. Thus, researchers need to conduct further studies on how AMF promotes crop quality and productivity. This review describes the current understanding of AMF’s impact on host plants at their different growth stage, their benefits, applications, and the significance of plant nutrient relationships with AMF.