@article{202312.0142,
	doi = {10.20944/preprints202312.0142.v1},
	url = {https://doi.org/10.20944/preprints202312.0142.v1},
	year = 2023,
	month = {December},
	publisher = {Preprints},
	author = {Ladi Busuyi Daodu and Amiya Bhaumik},
	title = {Finance Digitization in Low- and Lower-Middle-Income Countries: An Empirical Investigation and Prediction of Future Outcomes},
	journal = {Preprints}
}